A property is likely to be the biggest purchase you’ll ever make. Having insurance can give you a safety net and peace of mind – if things go wrong.
Buildings and contents insurance is especially important when you have a home to protect and a mortgage to pay. And it’s often a condition of the mortgage.
Depending on the type of insurance you take out, having insurance allows you to:
Most mortgage lenders insist that you to have buildings insurance in place when you exchange contracts. This is when you legally own the property and are responsible for the building.
It protects you against the cost of repairing or rebuilding your home from scratch, if it were to be damaged. It’s important to consider getting the cover you need.
Buildings insurance typically covers:
As moving day approaches, you may want to consider contents insurance – to protect your belongings too. You shouldn’t underestimate how much your items are worth – from your TV to your washing machine.
If you ever needed to replace them, you’d need enough contents insurance to cover your losses. It may be cheaper to buy buildings and contents insurance together – but you can also buy them separately.
We aim to meet your needs as much as we can. Visit our appointment enquiry page, choose a time and date that works for you and we’ll try to make it work for us.
