A remortgage is when you want to move your current property from one mortgage deal to a new one, either sticking with the same lender, which is called a product transfer or moving to a new one.
We can help you remortgage for many reasons such as fixing into a new rate, raising money to help with home improvements or remortgaging and adding or removing a party to the mortgage (transfer of equity).
Compared to getting your original mortgage, remortgaging is usually much faster and easier to complete. From start to finish, a typical remortgage can take between four to eight weeks. If your application is straightforward, you have a good credit record and your house is standard built house, it’s sometimes possible to get it sorted even faster.
Having all your documentation ready ahead of making your mortgage application can help speed the process up.
We aim to meet your needs as much as we can. Visit our appointment enquiry page, choose a time and date that works for you and we’ll try to make it work for us.