A property is likely to be the biggest purchase you’ll ever make. Having insurance can give you a safety net and peace of mind – if things go wrong.
Buildings and contents insurance is especially important when you have a home to protect and a mortgage to pay. And it’s often a condition of the mortgage.
Depending on the type of insurance you take out, having insurance allows you to:
Most mortgage lenders insist that you to have buildings insurance in place when you exchange contracts. This is when you legally own the property and are responsible for the building.
It protects you against the cost of repairing or rebuilding your home from scratch, if it were to be damaged. It’s important to consider getting the cover you need.
Buildings insurance typically covers:
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