If you’re selling your house to buy another, you’re a home mover. It can be stressful, so let us help.
If you currently own your own home and are looking to move house and get a new mortgage in the process, you are a home mover. Moving home can be stressful, but we will be there for you at every step of the way to ensure everything runs like clockwork.
We do this by offering a comprehensive range of mortgages from across the market. When interacting with our advisers, you can expect a personal and friendly welcome as well as a tailored approach to your mortgage and protection needs.
Lenders will assess whether or not you can afford a mortgage, by looking in detail at things like your salary, any other income you receive, but, they will also need to know about any other outgoings such as car loans, credit card debt, personal loans, utility bills, childcare, general living costs. All this is taken into consideration when applying for a mortgage.
Also, be mindful that lenders will look at your credit score too – this is to make sure they’re confident that you pay back any credit, i.e. you’re a reliable borrower.
If you’re buying a property that falls below the Stamp Duty threshold, you won’t have to pay any Stamp Duty. If you’re a first time buyer, along with anyone else you’re buying with, you won’t have to pay any Stamp Duty on properties under £300,000.
We will help you throughout the entire process. From your initial consultation, to submitting your mortgage, to liaising with your solicitor to ensure you are always kept up to speed. All the way through to completion we are here to make sure you are fully protected should anything unexpected occur. Our service does not stop there. We hope that in the process of buying your home we build a great relationship with you and, as a result, you feel that you can come back to see us in the future to help with your next step.
What you should know before applying.
The best place to start is with a no-obligation, initial appointment with one of our advisers who can explain the different mortgage options available at a pace you feel comfortable with.
We are experts within our profession and have an in-depth knowledge of lenders to find the right mortgage for you.
Every scenario is different so we’ll give you personalised advice, just for you to ensure all your requirements are met.
We believe in good, honest, down-to-earth advice that is straightforward and easily understood.
We aim to meet your needs as much as we can. Visit our appointment enquiry page, choose a time an date that works for you and we’ll try to make it work for us.
The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Think carefully before securing debt against your home. Your home may be repossessed if you do not keep up payments on your mortgage or any other loans secured on it.
Sheffield Money is a trading style of Maven Money Ltd which is registered with the Data Protection Act 1998 registration No. ZB495682 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 987341 an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 786245 and registered with the Data Protection Act 1998 Registration No: ZA178200.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.
